Student loans

Find information on student loans and other forms of funding.

Alberta students attending ACAD may be eligible for financial aid through provincial or federal student loan programs.

Government loans have several unique features because they are designed specifically for students:

Loans are interest-free as long as you remain a full-time student and keep your provincial student loans issuer apprised of this.

As well, you may qualify for provincial and/or federal grants!

Students who are not Alberta residents, may be eligible for financial aid (provincial or federal student loan programs) through their home province.

Bank loans

If you don’t qualify for a government student loan, many banks offer personal student loans or student lines of credit. Unlike government student loans, these loans are based on general credit granting criteria.

Contact your bank for more information.

Emergency student loans

ACAD administers an emergency student loan program for students experiencing extenuating financial circumstances. These are short-term loans that must be repaid in full within 30 days of receipt and are only issued for basic needs and supplies.

Students who find themselves in temporary financial difficulties and wish to be considered for an emergency loan must meet with the Registrar or designate.

Grant programs for students with disabilities

Students with documented disabilities, such as a learning disability, ADHD, mental health disorders, or others may be eligible to receive supplemental grant funding. These grants, available through the Student Loan/supplemental application (e.g. a Schedule 4 in Alberta), are linked to the Student Loan application. In some instances, grants may replace a portion of student loans, decreasing the amount of debt a student will carry from year to year.

In some instances, and based on the supplemental application, grants can be issued to provide funds for supportive learning services, such as tutoring, academic strategy, note taking, supportive software and other goods and services.

For details on grant programs, please email the Learning Assistance Office or call us at 403.338.5513


ACAD Financial Aid + Student Awards Office:

Phone: 403.338.5506